Kinsale Insurance Company

Commercial Auto

Kinsale’s Commercial Auto Division offers a variety of solutions designed for small-to-midsize automotive businesses and companies that service vehicles left in their custody.

We have an appetite for accounts with challenging underwriting characteristics, like those that have been non-renewed, have poor loss history, or have high-risk operations.

Our Commercial Auto Division’s products include Excess Auto LiabilityNon-Dealer’s Garage Liability, and Truckers’ General Liability.

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Excess Auto Liability

From long-distance hauling to contractor fleets, Kinsale’s Commercial Auto Division offers Excess Auto Liability coverage, providing lead excess or buffer layers on an unsupported or supported basis.

We target small-to-midsize tractor trailer fleets and commercial contractor fleets, including those in difficult legal venues or with hard-to-insure operations.

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Non-Dealer’s Garage Liability with Garagekeepers

Kinsale’s Commercial Auto division offers Non-Dealer’s Garage Liability and Garagekeepers coverage, which target businesses servicing vehicles left in their custody.

Our team of underwriters can offer creative and practical solutions for many of your hard-to-insure Garage Liability accounts, including those with poor loss history, gaps in coverage, or high-hazard operations.

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Truckers’ General Liability

Kinsale offers Truckers’ General Liability through our Commercial Auto Division, with solutions for small-to-midsize fleets and businesses. We can offer up to $1 million in primary limits, with low minimum premiums and the creativity to craft coverage that fits each account.

We can consider hard-to-insure accounts, like new ventures, those with poor loss histories, or those with non-preferred drivers.

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Commercial Auto Applications



Marketing Brochures

Excess Auto Liability
Non-Dealer's Garage Liability
Truckers' General Liability
Commercial Auto Infographic
Transportation Appetite Guide

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