Kinsale Insurance Company

Environmental

Kinsale’s Environmental Division provides coverage to companies whose operations or products impact the environment. Whether the exposure is operational or premises related, contingent or contractual, Kinsale offers a variety of solutions that can be packaged to each individual account’s needs.

Our products include Environmental Contractors General and Pollution Liability coverages; combinable coverages for Contractors Pollution, Transportation Pollution, NODS, Professional, Mold, and Sudden Accidental Site Pollution; General and Products Liability coverages for manufacturing firms, including Products Pollution Liability, Pollution Legal Liability, and Dry Cleaners Pollution Liability; and Storage Tank Liability, including coverage for Underground Storage Tanks (USTs) and Aboveground Storage Tanks (ASTs).

Submission Address:

Products

General Liability:
Target classes considered:

  • Contractors for:
    • Lead & asbestos abatement
    • Mold remediation
    • Environmental response & remediation
    • Fire, smoke, water, & disaster response
    • Waterproofing
    • Pest control
    • Fuel haulers & hazardous waste transportation
  • Environmental products, including drums, barrels, landfill liners, liners, remediation equipment pumps, valves, etc.
  • Manufacturers & distributors of chemicals, coatings, fertilizer, pest control chemicals, fireworks, lubricants, oils, paints, & soaps considered

Minimum Premium: $2,500

Combinable Coverages:

  • Contractors Pollution, Transportation Pollution, NODS, Professional, Mold, & Sudden Accidental Site Pollution
  • Available on a combined or standalone basis

Minimum Premium: $1,000

Dry Cleaner Site Pollution:

  • Location, machine, & solvent specific
  • Covers bodily injury, property damage, & environmental clean-up

Minimum Premium: $2,500

 Products Pollution Liability:

  • Most manufacturing classes considered
  • Covers bodily injury, property damage, & environmental clean-up
  • Available combined via endorsement with GL coverage or standalone

Minimum Premium: $1,500

Pollution Legal Liability (PLL):

  • Claims-Made & Reported
  • Location-specific
  • Covers on- & off-site pollution

Minimum Premium: $1,500

Storage Tank Liability:

  • Most commercial classes with on-site storage tanks considered
  • New & older aboveground & underground tanks considered
  • Limits up to $1M
  • Limits matching state fund deductibles available
  • Covers bodily injury, property damage, & environmental clean-up

Minimum Premium: $1,000

 

Environmental Applications



Marketing Brochures

Environmental
Environmental Infographic
Specialty Casualty Appetite Guide

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