Kinsale Insurance Company

Environmental

Kinsale’s Environmental Division provides coverage to companies whose operations or products impact the environment. Whether the exposure is operational or premises, contingent or contractual, Kinsale offers a variety of solutions that can be packaged to each individual account’s needs.

Our products include Environmental Contractors General and Pollution Liability coverages; combinable coverages for Contractor Pollution, Transportation Pollution, NODS, Professional, Mold, and Sudden Accidental Site Pollution; General and Products Liability coverages for manufacturing firms, including Products Pollution Liability, Pollution Legal Liability, and Dry Cleaners Pollution Liability; and Storage Tank Liability, including coverage for Underground Storage Tanks (USTs) and Aboveground Storage Tanks (ASTs).

Submission Address:

Products

General Liability:
Target classes considered:

  • Contractors for:
    • Lead & asbestos abatement
    • Mold remediation
    • Environmental response & remediation
    • Fire, smoke, water, & disaster response
    • Waterproofing
    • Pest control
    • Fuel haulers & hazardous waste transportation
  • Environmental products, including drums, barrels, landfill liners, liners, remediation equipment pumps, valves, etc.
  • Manufacturers & distributors of chemicals, coatings, fertilizer, pest control chemicals, fireworks, lubricants, oils, paints, & soaps considered

Minimum Premium: $2,500

Combinable Coverages:

  • Contractor Pollution, Transportation Pollution, NODS, Professional, Mold, & Sudden Accidental Site Pollution
  • Available on a combined or standalone basis

Minimum Premium: $1,000

Dry Cleaner Site Pollution:

  • Location, machine, & solvent specific
  • Covers bodily injury, property damage, & environmental clean-up

Minimum Premium: $2,500

 Products Pollution Liability:

  • Most manufacturing classes considered
  • Covers bodily injury, property damage, & environmental clean-up
  • Available combined via endorsement with GL coverage or standalone

Minimum Premium: $1,500

Pollution Legal Liability (PLL):

  • Claims-Made & Reported
  • Location-specific
  • Covers on- & off-site pollution

Minimum Premium: $1,500

Storage Tank Liability:

  • Most commercial classes with on-site storage tanks considered
  • New & older aboveground & underground tanks considered
  • Limits up to $1M
  • Limits matching state fund deductibles available
  • Covers bodily injury, property damage, & environmental clean-up

Minimum Premium: $1,000

 

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Recent Posts

05/08/2024
1 min read

NEW: Storage Tank Liability

Underground & Aboveground Storage Tanks: Now Covered by Kinsale   Key Takeaway: Both new & older storage tanks considered Limits up to $1M…

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