Energy

Target Classes:

Oil & Gas (Onshore/Offshore):

• Oil and gas service contractors, including over-the-hole contractors such as acidizers, cementing, drillers, fracking contractors, lease work, and well servicing
• Manufacturers, dealers, and distributors, including products that go downhole or offshore
• Transmission, distribution, and storage
• Pipelines and pipeline terminals (ownership, operation, and contractors)
• Refining and refinery contractors
• Exploration and production
• Lease operators and non-operators
• Risks with up to 100% offshore exposure can be considered
• Staffing and contract labor firms
• Consultants, inspectors, site supervisors
• Trucking or hauling

Alternative Energy:

• Solar power contractors and manufacturers
• Wind energy contractors and manufacturers
• Biomass and biofuels
• Hydroelectric

Mining:

• Surface and underground mining for coal, minerals, and metals
• Above-ground and underground contractors

Power:

• Power contractors
• Electric co-ops

Policy Structure:

• $10M excess capacity available through Kinsale’s Excess Casualty Division
• Commercial General Liability and Products/Completed Operations Liability
• ISO Occurrence coverage form
• Additional options, including Time Element Pollution coverage, offshore extensions, and broad AI wording
• Environmental combined forms are available on most classes, with options for Contractors Pollution Liability, Transportation Pollution Liability, Non-Owned Disposal Sites, Pollution Legal Liability, and Professional Services Liability in combination with General Liability
• Deductible starts at $2,500 and will be tailored to the individual risk

Minimum Premiums:

• $1,500
• $5,000 – Hydroelectric accounts

Submission Requirements:

• ACORD Commercial Insurance application and General Liability application with a complete description of operations (signed and dated by the insured when bound)
• Supplemental application, where appropriate (signed and dated by the insured when bound)
• Five-year currently-valued company loss runs with a description provided for losses over $25,000
• Website information